What's the purpose of insurance?

they keep raising costs without any validation. Which organization do you employ? Are they costly? Are they cheaper? I Cr 13;8a
"HelloInsurance companies that will address my automobile whilst in Europe are known by everyone?
Which parent should purchase my auto  insurance  ?
Would not it's a planet that is better if everybody buy there own medical  insurance  and would just not be irresponsible?
Car- insurance   to get a 17year old.?
Howmuch could be the price of supplying an infant in colorado