What is the best type of insurance to buy term or Variable Universal Life? Why?

What is the best type of insurance to buy term or Variable Universal Life?  Why?

Progressive is costing me at $20 a month for minimum insurance to get a 2010 yamaha r1. I'm 18 years of age and individual. Is that this perhaps possible? am i reading something wrong? This value simply looks not very high in my experience
"Is it necessary to have motor  insurance ? To when they happenCar-insurance for 15-year old?
"Is motor insurance on the coupeHow to locate best Insurance Providers?
In case you get into the different individual and also a vehicle accident is at problem... insurance that is.whos would you undergo?
Price of auto insurance?
Issues are quoted by insurance?
Iam 23 and car  insurance  firms want between $300 - $800 for auto insurance because Iam not 25 however. I will not spend much. Is there anything else I could do.
Auto insurance? Geico? encompass?

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